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Assurance

Proper planning can only achieve so much. Any plan should also include considering taking out a life insurance policy. This will provide a lump sum to your beneficiaries to help them to pay inheritance tax, ensure that your family have sufficient to continue in the manner to which they have become accustomed or simply to enable them to clear debts.

If you are in business consideration should also be given to putting in place "key person" insurance for important employees, directors or shareholders.

If you have a spouse who is not earning but is at home minding children, consideration should be given to putting in place life insurance to cover the cost of childcare in the event of an untimely demise.

 

 

 

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